SWIM ID – your digital public/private crypto-keys
Self-registration leads you through providing your name, address proof, passport or driving licence or Aadhaar/PAN number (India), e-mail, SMS OTP, etc. You can set your own PIN for your SWIM ID (Software Wireless Identity Module Identity).
Your mobile device is bound using the phone’s unique identity such as IMEI and the HCEWALLET App is unlocked using your unique SWIM ID and your associated user SWIM PIN. Hence by the use of SWIM ID public/private keys, we achieve a security characteristic of PKI-2FA (Public Key Infrastructure with 2-Factor strong Authentication).
SWIM ID Integrated into 3D Secure Version 2 and EMV Tokenisation payments protocol: