HCEWALLET SRC Mobile Payments and EMV Tokenisation app

Card issuers, merchants, wallet providers and payment processors/gateways can become our Client and integrate HCEWALLET app into their our mobile wallets to offer their consumers’ secure and simple Secure Remote Commerce (SRC) mobile payments, cards EMV tokenisation, UPI payments, Ecash and Crypto-currencies (e.g. Bitcoin) and loyalty programs.

With HCEWALLET App, consumers tokenise payment cards such that primary card numbers (PAN) are never stored on mobile devices. When consumers pay with these network or device EMV Tokens, actual card numbers are not shared with merchants and critical card data is never exposed over the Internet.

We support EMV Tokens based payments that support 3D Secure Version 2 secure remote commerce (SRC).

HCEWALLET and SWIM apps provision unique Public Key Digital Identities to consumers to secure card and other critical account data (such as crypto-currency private keys) as well as enable digital signature proof-of-purchase.


Software Wireless Digital Identity

To avoid theft, scams, and any other loss of funds, we deliver these three security principles to our Clients to also:

Generate unique public key pairs per device for consumers in secure trusted whitebox environment providing PKI-2FA(Public Key Infrastructure based 2-Factor strong Authentication).

Create backups of your private keys in a security evaluated key management architecture validated by International PCI and Card Networks recommended Security Evaluation Labs.

Encrypt all critical data in wallets and provide additional end-to-end mobile to host data confidentiality and non-repudiation.

This helps prevent the physical theft of consumer funds in the event that mobile device is stolen. This also meets PSD2 (EU) and RBI (India) security regulations for remote payments.


HCEWALLET Mobile App has been certified with Visa and Mastercard in Q3 2018 enabling our Clients (card issuers, wallet provider, merchants and payment gateways) to effortlessly integrate mobile payments and card tokenization.



HCEWALLET Customer Services

This HCEWALLET website http://www.hcewallet.com provides information related to the HCE Service offer, Terms & Condition (T &A), and frequently asked Questions & Answers (Q & A).

For further information please contact sales@hceservice.com.

We will aim to respond to Client Customer Services query via email within 2 working days (normal working days Monday to Friday, excluding Bank Holidays) if you contact us via our Customer Services email address (support@hcewallet.com). We will acknowledge our Clients’ complaints within 5 working days of receipt if you contact us via our Customer Services email (support@hcewallet.com).

As our Client, if your end users believe a third party has behaved in a fraudulent, misleading, or inappropriate manner, or if you cannot adequately resolve a dispute with a third party, you may notify HCEWALLET Customer Services email (support@hcewallet.com) so that we may consider what action to take, if any.